Terms of Service

Please read these Terms of Service carefully before using the Phil Graham Consulting website (philgraham.com). By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use the site.

1. Use of This Website

This website is provided for informational and marketing purposes. You may browse and use it for lawful purposes only. You agree not to:

• Use the site in any way that violates applicable laws or regulations
• Scrape, copy, or systematically extract content from the site without written permission
• Attempt to gain unauthorized access to any part of the site or its underlying systems
• Use the site to transmit unsolicited communications or spam

2. Not Professional Advice

The content published on this website, including all blog articles, commentary, and descriptions of services, is provided for general informational purposes only. It does not constitute professional financial, accounting, legal, or business advice, and should not be relied upon as such.

No advisory or consulting relationship is created by your use of this website or by submitting a contact inquiry. A formal engagement is established only through a signed engagement letter between you and Phil Graham Consulting.

3. Intellectual Property

All content on this website, including but not limited to written articles, the Phil Graham Consulting name and logo, and the overall design of the site, is the property of Phil Graham Consulting and is protected by applicable Canadian copyright and intellectual property law.

You are welcome to share links to content on this site. You may not reproduce, republish, or distribute written content without prior written permission from Phil Graham Consulting.

4. No Warranties

This website and its content are provided on an "as is" and "as available" basis. Phil Graham Consulting makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or availability of the site or its content. We reserve the right to modify or remove content at any time without notice.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Phil Graham Consulting shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or any content on it. This includes, without limitation, reliance on any information published on the site.

6. Third-Party Links

This website may contain links to external websites. These links are provided for convenience only. Phil Graham Consulting does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party site. Visiting external links is at your own risk.

7. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of British Columbia.

8. Changes to These Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with a revised effective date. Continued use of the website after any changes constitutes your acceptance of the updated terms.

9. Contact

If you have any questions about these Terms of Service, please contact:

Phil Graham Consulting
Victoria, British Columbia, Canada
hello@philgraham.com